Blockchain for cross-border payments and remittances using lumens.
Memos kept with each payment
Bitwave keeps each Stellar payment's memo with the transaction, so payments into a shared account can be attributed to customers or purposes through rules that read the memo.
Issued assets tracked with XLM
Transfers of assets issued on Stellar, including stablecoins, come in together with XLM, with asset status checked and fee transactions labelled as fees, so balances and expense are recorded correctly.
Vendor payments settled on Stellar
Bitwave Payments supports Stellar as a payment network, with vendor addresses whitelisted after a small test payment, so bills can be paid on Stellar and the resulting transactions return for booking.
How it works
For accounting, Bitwave tracks Stellar addresses you import. Once you import your Stellar account address, Bitwave brings in XLM and issued-asset payments, fees, and memos, and checks balances against the Stellar network.
For payments, Bitwave Payments lets you set up Stellar as a network and whitelist vendor addresses after a small test payment, then pay batches of bills whose transactions come back into the subledger.
The workflow:
- Import your Stellar account address into Bitwave.
- Bitwave brings in XLM and issued-asset payments, fees, and memos.
- Categorize the activity, using rules that read the memo where payments share an account, and carry the results into your reports and general ledger.
- Optionally set up Stellar in Bitwave Payments, whitelist vendors, and pay bill batches.
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Stellar is built for payments, and organizations use it for stablecoin flows where the memo field carries the business meaning of each transfer. Bitwave keeps memos with each payment, brings issued assets in with XLM, and can also execute vendor payments on Stellar through Bitwave Payments.
For the finance team, inbound payments can be attributed by memo through rules, issued-asset balances and fees are tracked, outbound bill payments on Stellar return as transactions to match against payables, and balances reconcile to the network, so Stellar operations close within one workflow.
Complete. Transparent. Secure.
ERPs
Sync data in real-time and eliminate manual errors. Bitwave seamlessly integrates with your existing back-office software for easier reporting.
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Blockchains
Bitwave supports tokens on the Bitcoin, Ethereum (All ERC-20 tokens + Layer 2), Solana, NEAR, and more. We are constantly adding support for new Blockchains.
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Custodial Wallets
Bitwave currently supports Fireblocks, NYDIG, BitGo, and Anchorage custodial wallets. We are constantly adding support for new Custodial Wallets.
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DeFi Protocols
This is just a sample of the DeFi protocols we support. Click below for the full offering of DeFi integrations currently in place, with more being added each day.
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Exchanges
This is just a sample of the key Exchanges we support. Click below for the larger offering of Exchanges supported, with more being constantly added.
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Multi-Signature Wallets
Bitwave supports a variety of multi-signature wallets, such as Gnosis Safe, Zebec, and Electrum. We are constantly adding support for new Multi-Signature Wallets.
